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Help me understand what exactly Long-Term Care Insurance is and what it covers for me.

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What is long-term care?

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Mutual of Omaha Long-Term Care Insurance Review Lincoln Financial Hybrid Long-Term Care Insurance Review One America Financial Hybrid Long-Term Care Insurance Review
One America Financial Hybrid Long-Term Care Insurance Review Nationwide Hybrid Long-Term Care Insurance Review Securian Financial (Minnesota Life) Hybrid Long-Term Care Insurance Review
Aetna /Continental Life Short-Term Care Insurance Review Pacific Life  Hybrid Long-Term Care Insurance Review Thrivent Financial Long-Term Care Insurance Review
Transamerica Long-Term Care Insurance Review National Guardian Life Long-Term Care Insurance Review

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Compare free & accurate quotes from all the top insurers from one source so you can find the best coverage at the best value.

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Recommended

Users selected this option 63% of the time.

Overwhelmed by all the options? Click the “compare all” to have our specialist search through all insurance providers for the best fit for you.

Popular & Frequently Compared

Mutual Of Omaha

Compared over 4410 times

AM Best

A+

S&P Global

A+

Fitch

A+

Moody

A1
Mutual of Omaha Long-Term Care Insurance Review

Lincoln Financial

Compared over 3231 times

AM Best

A

S&P Global

A+

Fitch

A

Moody

A2
Lincoln Financial Hybrid Long-Term Care Insurance Review

One America Financial

Compared over 3110 times

AM Best

A+

S&P Global

AA-

Fitch

A+

Moody

A1
One America Financial Hybrid Long-Term Care Insurance Review

Nationwide

Compared over 3054 times

AM Best

A+

S&P Global

A+

Fitch

A+

Moody

A1
Nationwide Hybrid Long-Term Care Insurance Review

More Insurance Companies

Securian Financial

Compared over 2455 times

AM Best

A+

S&P Global

A+

Fitch

N/A

Moody

Aa3
Securian Financial (Minnesota Life) Hybrid Long-Term Care Insurance Review

Aetna

Compared over 2392 times

AM Best

A

S&P Global

A+

Fitch

A+

Moody

A2
Aetna /Continental Life Short-Term Care Insurance Review

Pacific Life

Compared over 1776 times

AM Best

A+

S&P Global

AA-

Fitch

A+

Moody

A1
Pacific Life  Hybrid Long-Term Care Insurance Review

Thrivent Financial

Compared over 1690 times

AM Best

A++

S&P Global

A++

Fitch

N/A

Moody

Aa2
Thrivent Financial Long-Term Care Insurance Review

Transamerica

Compared over 1430 times

AM Best

A

S&P Global

AA-

Fitch

A+

Moody

A1
Transamerica Long-Term Care Insurance Review

National Guardian Life

Compared over 1359 times

AM Best

A-

S&P Global

N/A

Fitch

N/A

Moody

N/A
National Guardian Life Long-Term Care Insurance Review

LifeSecure

Compared over 1287 times

AM Best

N/A

S&P Global

N/A

Fitch

N/A

Moody

N/A
LifeSecure Long-Term Care Insurance Review

Genworth Financial

Compared over 1132 times

AM Best

B

S&P Global

BB

Fitch

BB

Moody

B1
Genworth Financial Long-Term Care Insurance Review

Northwestern Mutual

Compared over 1066 times

AM Best

A++

S&P Global

AA+

Fitch

AAA

Moody

Aaa
Northwestern Mutual Long-Term Care Insurance Review

New York Life/AARP

Compared over 1059 times

AM Best

A++

S&P Global

AA+

Fitch

AAA

Moody

Aaa
New York Life and AARP Long-Term Care Insurance Review

Guarantee Trust LIfe

Compared over 730 times

AM Best

B++

S&P Global

N/A

Fitch

N/A

Moody

N/A
Guarantee Trust Life Short-Term Care Insurance Review

Mass Mutual

Compared over 606 times

AM Best

A++

S&P Global

AA+

Fitch

AA+

Moody

Aa3
Mass Mutual Long-Term Care Insurance Review

John Hancock

Compared over 562 times

AM Best

A+

S&P Global

AA-

Fitch

A+

Moody

A1
John Hancock/Federal LTCFEDS Long-Term Care Insurance Review

Banker's LIfe

Compared over 554 times

AM Best

A

S&P Global

A-

Fitch

A

Moody

A3
Banker�s Life Long-Term Care Insurance Review

EquiTrust Life

Compared over 453 times

AM Best

B++

S&P Global

A-

Fitch

A-

Moody

N/A
EquiTrust Life Long-Term Care Insurance Review

Knights Of Columbus

Compared over 403 times

AM Best

A+

S&P Global

AA+

Fitch

N/A

Moody

N/A
Knights of Columbus Long-Term Care Insurance Review

Brighthouse Financial

Compared over 385 times

AM Best

A

S&P Global

A+

Fitch

A

Moody

A3
Brighthouse Financial Long-Term Care Insurance Review

Manhattan Life

Compared over 276 times

AM Best

B++

S&P Global

N/A

Fitch

N/A

Moody

N/A
Manhattan Life Insurance Review

Wellabe/Medico

Compared over 134 times

AM Best

A-

S&P Global

N/A

Fitch

N/A

Moody

N/A
Wellabe (Formally Medico) Review

Compare All Insurers

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Users selected this option 63% of the time.

Overwhelmed by all the options? Click the “compare all” to have our specialist search through all insurance providers for the best fit for you.

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Continue now to compare your selected insurers for your free & accurate quotes. You’re so much closer to peace of mind.

Woman with child on her shoulders

Do I really need Long-Term Care Insurance?

Yes! It allows your family to remain supportive loved ones— not stressed caregivers. Your LTC Insurance pays for your choice of long-term care services, preserving your legacy. You can also safeguard your retirement income and assets to maintain your lifestyle.

What Does Long-Term Care Insurance Cover?

Long-term care insurance covers services like nursing care, home health care, and assisted living.

How Easy Is Obtaining Long-Term Care Insurance?

Obtaining long-term care insurance can be straightforward if you’re healthy and apply early, but it may become harder with age or existing health issues.

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