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Your Long-Term Care Insurance Guide.

Your Journey, Made Simple

A genuine approach to
Long-Term Care Insurance

We work with

Top insurer brands you
know and trust.

Thrivent
Mutual of Omaha
Nationwide
Lincoln Financial

Compare accurate and affordable quotes
from all the top insurers from a
single source. For free.

Compare insurance companies
Mountain

Our specialists have helped
21,000+
people looking to find affordable
Long-Term Care Insurance policies

Photo of LTC Specialist
Photo of LTC Specialist
Photo of LTC Specialist

With our specialists, you'll get a
personalized, one-on-one approach to
choosing the right Long-Term Care
Insurance policy
for your situation.

Work with a specialist now

As independent insurance brokers, we are not bound to specific insurance companies. This independence ensures that our advice is solely focused on your needs and concerns

Long-Term Care Insurance and what it covers for you

Uncertainty about future health care needs can be stressful, with many wondering about the support they'll need and how they can afford it.

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Long-Term Care Insurance helps alleviate these worries.

Aging often brings chronic illnesses, accidents, mobility problems, dementia, and frailty. The care we will need at home, in assisted living, or even in a nursing home is not covered by health insurance, including Medicare. LTC Insurance provides the funds to pay for your choice of quality care

Long-Term Care Insurance allows individuals to live their daily lives with dignity and independence.

Long-Term Care Insurance and how much it costs

Facing retirement, you could encounter a significant financial hurdle: covering the overwhelming expenses of long-term care services without the safety net of insurance.

The cost of long-term care without insurance can be steep.

That's where LTC insurance steps in. This coverage helps offset the high costs of care, ensuring you can access the services you may need as you age without burdening your family.

The typical yearly cost of long-term care insurance is between $1,000* and $2,000*.

*The exact amount varies and depends on the benefits you choose within your policy, age, and health.

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You're not just buying insurance;


You're buying assurance that you can afford the care you deserve.

Our goal is to provide a genuine approach to Long-Term Care Insurance

Your journey, made simple

Step One

TakeCharge LTC guided process

Complete our online “Work with a Specialist” guided form - Get Started

Step Two

Selecting your specialist

We will match you with one of the nation’s top independent Long-Term Care Insurance specialists

Step Three

Underwriting health questioner

An underwriting specialist working with the specialist will contact you to ask a few quick health questions

Step Four

Schedule your one-on-one

You will set up a time to talk one-on-one with a specialist around your schedule (day, evening or Saturday)

Step Five

Shop and compare quotes

Specialist will answer your questions and compare your free and accurate quotes from all the top companies

Step Six

Your insurance application

If appropriate, the specialist will help you complete the application to see if you can get approved for coverage

Step Seven

Enjoy peace-of-mind

Once approved, the specialist will review your coverage and you will enjoy the peace-of-mind with your affordable Long-Term Care Insurance policy!

Work with a specialist now

Looking to learn more about Long-Term Care Insurance?

View our trusted resources

Frequently asked questions

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How is TakeCharge different from other online entities?

TakeCharge provides a genuine approach to long-term care insurance. We grant consumers direct one-on-one access to the top independent long-term care specialists. We're committed to providing personalized insurance solutions that match your needs.

WE DO NOT SELL YOUR INFORMATION TO INSURERS

TakeCharge is an LTC News partner - www.ltcnews.com

Who are the insurance specialists of TakeCharge?

At TakeCharge, we partner with nationally recognized insurance specialists that are independent and dedicated to working for you, not the insurance companies. As trusted partners of LTC News, we strive to provide you with the highest level of service and expertise to ensure that you feel confident and educated about your long-term care insurance options. Long-Term Care insurance specialists are licensed and most hold the Certification in Long-Term Care (CLTC) designation.

Will I be contacted by multiple people?

No, your information goes to ONE long-term care specialist.

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